1
Fill the Form
Choose "Credit cards" in the navigation menu of your mobile app and choose the account.
2
Verify Your ID
Enter the check amount with our feature, the picture of the front and back of the endorsed check will be captured — or you can choose to take the pictures manually.
3
Enjoy!
Confirm the details, submit and you're done.
It's Quick and Easy to Apply Online
Convenient Everyday Banking. Open An Account Today!
If you’re an existing customer with an overdraft, you can log on to online banking and manage your current arranged limit. Our phone, online and mobile banking services are there for you 24 hours a day, every day of the year.
- Manage your money when you want
- Withdraw up to USD$ 300 a day
- Get help day or night
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Take a Closer Look
- Enjoy peace of mind with an arranged overdraft You can apply for one when you open your account, giving you a handy safety net in case you ever need it. Overdrafts are subject to status.
- Get help day or night If you need a hand we're always here to help. Online, on our app, by phone and in branch.
- Pay bills and friends with ease Set up new payees, standing orders and direct debits in moments with our app.
- Earn 1.00% on your savings Build up your savings pot with our Regular Saver33 View footnote 3. You can save between USD$ 25- USD$ 250 each month and earn 1.00%
Compare Accounts
Credit is subject to status, affordability and terms and conditions. At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate. Earn Reward points on eligible purchases you make.
Smart Checking Account
Simple checking account with no monthly maintenance fee
- No monthly maintenance fee, no minimum balance
- Paper checks and every digital feature
- USD$0 Maintenance Fee
- No Interest Bearing
Advantage Checking Account
A bank account minus the checks with no overdraft fees
- Interest bearing
- Discounts on checks
- Waivable Monthly Maintenance Fee
- No Fee ATMs
- USD$18 Maintenance Fee
- Yes Interest Bearing
Privilege Checking Account
Top-tier checking with competitive rates and all the perks
- Relationship rates and discounts
- Automatic daily sweeps to savings
- Premium management and investing services
- Financial management and our best standard rate
- USD$25 Maintenance Fee
- Yes Interest Bearing
Useful Information
Frequently Asked Questions
Got a question about how we’re organised, applying to work for us, or looking for financial or shareholder information? View more Q&A here
What is an APR?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
Will I receive my quoted APR?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
Can you tell me how to apply for a loan?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
When will I receive my money?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.